.tpl-wrap{max-width:1180px;margin:0 auto;padding-left:1.2rem;padding-right:1.2rem}.tpl-wrap--narrow{max-width:780px}.tpl-band{padding:clamp(2.4rem,5.5vw,5rem) 0}.tpl-band--tint{background:var(--site-bg-2)}.tpl-band--dark{background:var(--site-primary);color:#fff}.tpl-band--cta{background:var(--site-primary);color:#fff;text-align:center}.tpl-bcband{border-bottom:1px solid var(--site-border)}.tpl-bc{font-size:.82rem;color:var(--site-text-muted);padding:.7rem 0}.tpl-bc a{color:var(--site-text-muted)}.tpl-eyebrow{display:inline-block;font-size:.72rem;letter-spacing:2px;text-transform:uppercase;font-weight:800;color:var(--site-secondary)}.tpl-eyebrow--light{color:#ffd9a3}.tpl-h1{font-size:clamp(1.9rem,5vw,3rem);font-weight:800;letter-spacing:-1px;line-height:1.06;margin:.4rem 0}.tpl-h2{font-size:clamp(1.5rem,3.4vw,2.3rem);font-weight:800;letter-spacing:-.5px;line-height:1.12;margin:.3rem 0 1.4rem}.tpl-lead{font-size:1.08rem;line-height:1.6;color:var(--site-text-muted)}.tpl-band--dark .tpl-lead,.tpl-band--cta .tpl-lead{color:#ffffffeb}.tpl-meta{font-size:.85rem;color:var(--site-text-muted);margin:.2rem 0 .8rem}.tpl-band--dark .tpl-meta{color:#fffc}.tpl-btn{display:inline-block;padding:.85rem 1.6rem;border-radius:999px;font-weight:800;text-decoration:none;text-align:center;border:0;cursor:pointer;font-size:1rem;transition:transform .08s,filter .15s}.tpl-btn:hover{transform:translateY(-2px);filter:brightness(1.05)}.tpl-btn-amber{background:var(--site-secondary);color:#2a1a00;box-shadow:0 10px 24px #0000002e}.tpl-btn-primary{background:var(--site-primary);color:#fff}.tpl-btn-ghost{background:#ffffff1f;color:#fff;border:2px solid rgba(255,255,255,.75)}.tpl-btn-ghost-dark{background:transparent;color:var(--site-primary);border:2px solid var(--site-primary)}.tpl-btn-light{background:#fff;color:var(--site-primary)}.tpl-btn-sm{padding:.45rem .9rem;font-size:.82rem}.tpl-btn-full{width:100%}.tpl-ctarow{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:1.1rem}.tpl-band--cta .tpl-ctarow{justify-content:center}.tpl-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem}.tpl-card{background:var(--site-bg-card);border:1px solid var(--site-border);border-radius:16px;padding:1.3rem;box-shadow:0 4px 14px #14325a0d;transition:box-shadow .15s,transform .1s}.tpl-card:hover{box-shadow:0 19px 35px #14325a1f;transform:translateY(-3px)}.tpl-ic{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:50%;background:var(--site-bg-2);font-size:1.4rem;margin-bottom:.5rem}.tpl-badge{display:inline-block;background:var(--site-secondary);color:#2a1a00;border-radius:7px;padding:.15rem .6rem;font-size:.72rem;font-weight:800}.tpl-stars{color:var(--site-secondary);letter-spacing:1px}.tpl-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1rem;text-align:center}.tpl-stats strong{display:block;font-size:clamp(1.5rem,4vw,2.2rem);font-weight:800;color:var(--site-secondary)}.tpl-stats span{font-size:.85rem;opacity:.9}.tpl-tablewrap{overflow-x:auto}.tpl-table{width:100%;border-collapse:collapse;background:var(--site-bg-card);border:1px solid var(--site-border);border-radius:14px;overflow:hidden}.tpl-table thead tr{background:var(--site-primary);color:#fff;text-align:left}.tpl-table th,.tpl-table td{padding:.7rem .85rem}.tpl-table tbody tr{border-top:1px solid var(--site-border)}.tpl-table tbody tr:nth-child(2n){background:var(--site-bg-base)}.tpl-faq details{border:1px solid var(--site-border);border-radius:12px;padding:.3rem 1.1rem;margin:.6rem 0;background:var(--site-bg-card)}.tpl-faq summary{font-weight:700;cursor:pointer;padding:.7rem 0}.tpl-faq p{margin:.2rem 0 .7rem;color:var(--site-text-muted)}.tpl-disclo{font-size:.78rem;color:var(--site-text-muted);background:var(--site-bg-2);border-radius:8px;padding:.55rem .85rem}.tpl-mini{font-size:.78rem;color:var(--site-text-muted)}.tpl-prose{line-height:1.75;font-size:1.02rem}.tpl-prose>p:first-of-type{font-size:1.14rem;line-height:1.65;color:var(--site-text)}.tpl-prose p{margin:0 0 1.1rem}.tpl-prose h2{font-size:clamp(1.35rem,2.6vw,1.7rem);font-weight:800;letter-spacing:-.3px;line-height:1.2;margin:2.2rem 0 .8rem;padding-top:.9rem;border-top:2px solid var(--site-bg-2)}.tpl-prose h2:before{content:"";display:inline-block;width:1.4rem;height:3px;background:var(--site-secondary);vertical-align:middle;margin-right:.5rem;border-radius:2px}.tpl-prose h3{font-size:1.18rem;font-weight:700;margin:1.5rem 0 .5rem;color:var(--site-primary)}.tpl-prose ul,.tpl-prose ol{margin:0 0 1.2rem;padding-left:1.3rem}.tpl-prose li{margin:.45rem 0;padding-left:.2rem}.tpl-prose ul li::marker{color:var(--site-secondary)}.tpl-prose ol li::marker{color:var(--site-primary);font-weight:700}.tpl-prose strong{color:var(--site-primary);font-weight:700}.tpl-prose blockquote{margin:1.4rem 0;padding:1rem 1.3rem;background:var(--site-bg-2);border-left:4px solid var(--site-secondary);border-radius:0 12px 12px 0}.tpl-prose blockquote p:last-child{margin:0}.tpl-prose img{max-width:100%;height:auto;border-radius:14px;margin:1.4rem 0;box-shadow:0 10px 26px #14325a24;display:block}.tpl-prose figure{margin:1.6rem 0}.tpl-prose figure img{margin:0}.tpl-prose figcaption{font-size:.82rem;color:var(--site-text-muted);text-align:center;margin-top:.5rem;font-style:italic}.tpl-prose table{width:100%;border-collapse:collapse;margin:1.4rem 0;font-size:.93rem}.tpl-prose th,.tpl-prose td{border:1px solid var(--site-border);padding:.6rem .8rem;text-align:left}.tpl-prose th{background:var(--site-primary);color:#fff}.tpl-prose tr:nth-child(2n) td{background:var(--site-bg-base)}.tpl-prose a{color:var(--site-primary);text-decoration:underline;text-underline-offset:2px}.tpl-callout{background:var(--site-bg-2);border:1px solid var(--site-border);border-left:4px solid var(--site-secondary);border-radius:12px;padding:1rem 1.3rem;margin:1.4rem 0}.tpl-callout strong:first-child{display:block;color:var(--site-primary);margin-bottom:.3rem}
